For lenders and partners

We buy and run coliving houses in the Hickory area, and we pay our partners first.

Our houses run at 95 percent occupancy most months, residents stay about two years, and a house nets $2,500 to $4,000 a month. That is the cash flow your return comes out of.

LienSecured positions
FixedMonthly or quarterly
2.1xDebt coverage

Two ways in

A note, or a share of the house

Fixed returns or equity upside; there is a structure that fits. The full case, with the questions investors ask, is on the properties site: communitycolivingproperties.com/invest.

Lender

A note, a fixed return, first position

Lend on a specific house with a lien on it, and the full analysis in your hands before you commit a dollar.

  • Fixed return, paid monthly or quarterly
  • A recorded lien on the property
  • Terms: 4 to 6 months, 1 to 5 years, or 5 years and longer
  • No points or origination fees
  • Repaid by a refinance, a sale, or a replacement lender

Partner

A share of the house and its cash flow

Own a stake: ongoing cash flow, appreciation, and the tax benefits of accelerated depreciation. Capital returned by a refinance, then long-term passive income.

  • Ownership stake, a share of net cash flow ongoing
  • Capital returned by a refinance, a sale, or a replacement partner
  • A share of appreciation on exit
  • Tax benefits with accelerated depreciation

How your money comes back

Repaid by a refinance, a sale, or a replacement lender. Protected by four layers until then.

  1. Lien position

    Your capital is secured by the property itself, in first or second position.

  2. Verified underwriting

    Zoning verification, market comparables, renovation scope, and cash flow projections from six or more data sources.

  3. The 2 to 3x revenue advantage

    2.1x debt service coverage means the cash flow covers your payment twice over. David provides a personal guarantee on lending positions.

  4. Full transparency before you fund

    No black box. No surprises. No hidden fees. You see every dollar, every month, including receipts.

Book a call with David.

No pitch, no pressure. A 30-minute conversation about your goals, and whether there is a deal that fits.

You pick the time on the next page.